Investment Portfolio Simulator
Test your knowledge of investing with $100k in virtual currency. Analyze company fundamentals and build a diversified portfolio.
Learning to Invest Without Risk
Why Use a Simulator?
Investing real money is the ultimate teacher, but the tuition can be expensive. A portfolio simulator lets you practice investing strategies, understand market dynamics, and experience the emotional rollercoaster of gains and losses—all without risking a cent. You'll learn more from a simulated 20% drawdown than from any textbook, and the lesson won't cost you real money.
Key Investment Concepts
Don't put all your eggs in one basket. Spread investments across sectors and asset classes to reduce risk.
Total shares × share price. Large-cap ($10B+) companies are typically more stable; small-caps are riskier but may grow faster.
Price-to-Earnings. How much you pay for $1 of earnings. Lower may mean undervalued; higher may mean growth expectations.
Annual dividend ÷ share price. Income-focused investors seek high yields; growth stocks often pay none.
Invest fixed amounts regularly regardless of price. Removes timing risk and reduces emotional decisions.
How much prices fluctuate. High volatility means bigger swings—more risk, but also more opportunity.
How to Use This Simulator
- Start with $100,000: You begin with virtual capital to build your portfolio.
- Research companies: Look at fundamentals like P/E ratio, market cap, and dividend yield before buying.
- Build a portfolio: Buy shares in companies you believe in. Aim for diversification across sectors.
- Track performance: Monitor your portfolio value over time. Compare to benchmark indices.
- Learn from mistakes: Selling at a loss is painful even with fake money. That emotion is instructive.
Common Beginner Mistakes
- ✘Chasing hot tips: By the time you hear about it, it's often too late. Do your own research.
- ✘Checking prices constantly: Daily fluctuations are noise. Long-term trends are signal.
- ✘Panic selling: Markets go down. They also go back up. Selling at the bottom locks in losses.
- ✘Confusing price with value: A $10 stock isn't "cheaper" than a $500 stock. Market cap matters.
⚠️ Not Financial Advice
This simulator is for educational purposes only. Real investing involves risk, including potential loss of principal. Past performance doesn't guarantee future results. Before investing real money, consider consulting a licensed financial advisor and only invest money you can afford to lose.
Investment Wisdom
Diversification: Your Shield
Don't put all your eggs in one basket. Learn how to reduce risk without sacrificing returns.
Dollar-Cost Averaging
Stop trying to guess the bottom. Consistent investing beats emotional trading.
The Emotional Cycle
From euphoria to panic: understanding the psychology behind market cycles.
Market Cap vs. Price
A $10 stock isn't necessarily "cheaper" than a $1000 stock. Learn why.
Bulls, Bears, and Stags
Decoding the animal metaphors of Wall Street and what they mean for you.